Happy 200th post to me!
Well Momma comes through again. With a generous donation to the poor Kelly fund, my Mom has brought my Mastercard debt down to $9,908.14!
Stay tuned on Friday when I finally get paid and will be able to pay this debt off even more.
Anticipated income this month:
Pay Cheque: 1,064.66 times 2 = $2129.32
Reimbursements for benefits: $97 + $40 + $87 = $224
Income Tax Refund: $1339.28
May rent from Jenna: $500
Tom Repayment: $100
Which all equals... drum roll please....
$4292.60
Minus out rent for May ($950) =$3342.60
Minus out MetroPass ($110) = $3232.60
Minus out food budget ($250) = $2982.60
Minus out entertainment (cause I'd like to treat my hunny to a movie/dinner. $100) = $2882.60
Minus out gas for my car ($60) = $2822.60
So all in all, I will have around $2822.60 to go towards my debt repayment this month, which is pretty sweet! I defiantly need to take advantage of this increase this month, however, with the extra money I am receiving I will be spending more on food to stock up my shelves/freezer while I have the cash so if I have another slim month, I'll at least be able to eat.
Since I've been writing all of this down, I'm feeling really good about it. Even though my debt is over $30,000, I can see an ending in sight. It is shocking me to see that even an extra $11 a month can cut off one full year of payments.
Plus, I'm lined up to get a raise this month which will be back dated to April 1. So even though it will only be a little amount I'll be getting at once, I'm going to use that money to treat myself to something nice.
There was one set back this month. I now owe my Mom money as well. $700 for the cottage for a week and York University has come after us for unpaid parking tickets. Even though its been over a year since I went there. Anyways, it is over $1000 so once I get that final sum, I can add it to my debt. yay....
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